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Just one derogatory mark can drop your score drastically.
Divine Caroline talked to relationship expert April Masini to find the top dating sites for millennials. Best for No Cost: Ok Cupid Ok Cupid is full of 20-somethings looking for relationships of all kinds, so it's great for people looking to dive into the dating pool without emptying their pockets.Derogatory marks are negative records on your credit report that can damage your credit and generally stay on your credit report for seven years or more.They may sound scary, but don't bury your head in the sand.Ok Cupid isn't the best choice for people who are looking to get into a long-term relationship; the vast majority of users are under 30 and not necessarily looking for anything serious."If you're looking for a serious relationship, my advice is spend the money for a paid membership," Masini says. It's a one stop shop for all the things teams do together. If you have any questions before getting started, we'd be happy to answer them.
), discuss ideas, plan marketing campaigns, share pet pics — you get the idea.
Based on responses to a lengthy questionnaire, Ok Cupid calculates your compatibility percentage with other users.
"Brainiac sites like Ok Cupid, which tend toward math-based equations to find you romance, are good choices for people who think they fall outside the norm to some degree and want a geek who might get lost in the cracks of a bigger site," Masini says.
A scored credit report is recommended because it greatly simplifies the process of analyzing the information on the credit report so that you can quickly and objectively determine if an applicant is qualified to rent from you.
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These marks will likely hurt your ability to qualify for credit or obtain desirable rates, and can typically take seven to ten years to clear from your credit history.